Spending it
Be in control of your finances in retirement
When you’ve spent your working life grafting hard, what’s the best way to enjoy your income when you retire? We can create a strategy for you that suits your circumstances and helps you achieve the lifestyle you want.
Tax efficient use of your assets
Be smart about the ways in which you use your assets, so that you benefit from more of it than the tax man does.
Tax planning advice is not regulated by the Financial Conduct Authority
Regular income in retirement
Guarantee your income on retirement and use a range of income streams.
Your regular income could take many forms. Here are some of the options that might be available to you.
Annuities
An insurance product that gives you a regular income for life, or a set number of years.
Flexible access drawdown
A plan that gives you access to your funds in the form of a lump sum, or regular income, or tax free cash.
Uncrystallised funds pension lump sum
A plan to withdraw (in one go) all or some of your pension savings that you haven’t yet accessed. 25% is tax free cash and 75% will be taxed at marginal rate income tax.
Feel in control of your finances
You have certainty on the money that’s coming in every month
Secure your future
You know that you won’t run out of money in retirement
Make plans with confidence
With your finances in order, you can plan that luxury holiday, or join the golf club, or plan whatever you hoped to do in retirement.